Highest Paying Online Casinos In Pennsylvania: Best Payout & RTP %

Fact Checked by Joss Wood

The highest paying casinos in PA are the online platforms you should be targeting for the best value, and our review fills you in on all the latest payout percentages from the best PA online casinos

Verified Offers Verified By Our Experts
1
Best Choice
Caesars Casino
Best Choice
Must be 21+ to participate. T&Cs apply.
2
Must be 21+ to participate and present in PA. T&Cs Apply. Gambling Problem? Call 1-800-GAMBLER.
3
Must be 21+ to participate. T&Cs apply.
4
Must be 21+ to participate & present in PA. T&Cs apply.
5
Gambling problem? Call 1-800-GAMBLERMust be 21+. PA only. Please Gamble Responsibly. Visit BetMGM.com for Terms and Conditions. New Customers Only. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit/bonus bets unless otherwise provided in the applicable terms Rewards subject to expiry.
7
21+. Physically present in MI/NJ/PA/WV only. Eligibility restrictions apply. Void in ONT. 1 per new customer. Min. $5 deposit req. Max. $50 issued in Casino Credits for select games that are non-withdrawable and expire in 7 days (168 hours). Terms: http://goldennuggetcasino.com/welcome . Ends 8/5/24 at 11:59PM ET.
8
Must be 21+ to participate. T&Cs Apply.
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Gambling problem? Call 1-800-GAMBLER. Must be 21+. PA only. Please Gamble Responsibly. Visit Borgata.com for T&Cs. New Customers Only. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit/bonus bets unless otherwise provided in the applicable terms Rewards subject to expiry.

Highest Paying Online Casinos in Pennsylvania

Here are the highest-paying online casinos in PA

CasinoHighest RTP %
BetMGM Casino98.3%
Caesars Palace97.8%
DraftKings Casino97.6%
BetRivers Casino97.2%
FanDuel Casino96.3%

RTP percentages at online casinos are usually higher than at a retail casino and the highest-paying online casinos are even better. Why? They can afford higher payouts because their operating costs are considerably less than those of a brick-and-mortar casino. As a result, you will generally have better odds of winning at an online casino.

Across the whole US online casino market the average RTP is 95.3%. That's actually 0.1% less than it was in 2021. The overall RTP for a casino is the result of the games it offers and the choices made by its players. These choices determine whether any online casino can boast that it is the highest paying online casino or not. The RTP number you should focus on is the one for the specific slot title or table game that you want to play.

What You Should Know About RTP Percentages

RTP Percentages:

  • The standard RTP percentage for the highest-paying PA online casino games is usually somewhere in the 94-97% region, but this can be higher or lower.
  • Some online casinos will even have a return of higher than 98%.
  • It's a good idea to shop around and look for the highest RTP to give yourself the best chance of winning at PA casino sites.

Understanding RTP Distribution:

  • RTP percentages are not the whole story; they are just one number.
  • To understand your preferred game properly, you also need to know how that Return to Player is distributed.
  • Imagine an online casino with 1,000 games that paid out 99.9% RTP.
  • The prize payout distribution makes a huge difference, whether one player wins the lot or hundreds of players win a little.

Considering Volatility:

  • Checking out the volatility of your game is recommended.
  • Volatility determines whether the machine pays out many small prizes regularly or saves up for larger prizes at longer intervals.
  • Most of Pennsylvania's online casinos provide volatility data; simply click an icon on the game.

Balancing Entertainment and Cost:

  • Sometimes you don't want Pennsylvania's highest paying online casino; you want one that offers plenty of entertainment at minimal cost.
  • Fun with the chance of a prize is a good way of looking at it.

How We Ranked the Best Paying Online Casinos

RTP percentage, progressive jackpot slot game variety, and available PA Casino bonuses were the primary factors used to determine our list of the best paying online casinos. Here's everything we considered:

  • Return to Player Percentage
  • Volatility
  • Jackpot Slots
  • Progressive jackpot slots
  • Payout rates for table games
  • Payout and staking limits. 
  • Responsible gaming practices

RTPs

Different casinos will have bigger house edges meaning they will pay less than others. We can look at this as a form of rake. If we are putting a high volume of cash into the online casino, the more we play the more we are going to lose over time if the RTP percentage is lower. We want to look for casinos that include online slots, table games, and video poker titles with the highest return-to-player percentages.

Limits

At commercial casinos in Pennsylvania, there will be limits as to the amount of cash you can wager in one session and many casinos in Pennsylvania also have a payout limit. It's a similar experience at the best casinos online. If there were no limits in place, we could use systems like the Martingale to beat roulette. We want to make sure we can get the biggest, most suitable limits to suit our own budget and playing targets. Limits are also there for our own protection regarding problem gambling.

Online casinos with several progressive jackpot slots and casino games will tend to have higher limits. An example would be the 88 Fortunes slot game with a maximum bet of $88 for a spin while 88 Fortunes has a maximum payout of $200,000.

Progressive Jackpots

Progressive jackpots give punters the chance to win the biggest prizes and while there are payout limits, some of these progressive jackpots can get very high on the slot games. When we sign-up at a casino, we want to make sure there is a decent selection of progressive jackpot slots in the library. Here, a small percentage of our stake is taken out and put towards the rolling progressive jackpot.

Banking Methods That We Look For

  • Credit and debit cards
  • EWallets
  • Paypal
  • Venmo
  • Apple Pay
  • Bank wire transfer
  • Cash at cage
  • EcoPayz

What is RTP?

Return to Player percentage (RTP) is important as it lets us know how much margin the house is charging for its games. Each slot machine or table game at PA online gambling sites will payout a certain percentage of its intake, and it's required by law to let the casino player know what this percentage is on each of the casino games, from blackjack to all the best online slots.

How Does Volatility Affect Player Payouts

The volatility of a slot game essentially means how often and how big do the slot machines payout. Some slot machine games will pay out little and more often while some progressive jackpot online slot games for example might leave you waiting for a win but when the matching symbols hit those paylines, you win big.

If you're looking for some of the best online casinos that payout the most, PA definitely promotes some of the top PA gambling sites (as well as land-based casinos). Each comes equipped with the best PA online slots and progressive jackpot slots. Online poker is also offered on various other gambling sites. Each slot machine will come with a different volatility - high, medium, and low - and this will be clearly laid out for all the slot machines at PA casinos.

MORE: Best PA Casino Apps

Jackpot Slots Offer Huge Prizes at High Volatilities

Jackpot slots games offer the highest payouts but the chance of hitting a jackpot can be very small, especially on a progressive slots jackpot game. High volatility slots like Divine Fortune may offer the prospect of big money but their payout rate may well be lower than non-jackpot slots.

Hollywood Casino at Penn National Racecourse in Grantville would be an example of a land-based casino with big jackpot paying slots, but online slots might have such high volatility with big payouts so rare that the return to player percentage is lower on the whole. It's up to you to check out all the game dynamics on slots like Divine Fortune and see which slots at the casino suit you the best.

Blackjack Payout Rates

If you're using optimal blackjack strategy most online blackjack games are almost on par with the dealer in terms of edge with a payout percentage of 99%+ and that's not including card counting ability or potential if you are playing in a brick-and-mortar casino.

There are different variants of online blackjack games available so you should do your due diligence when sourcing your variant or exclusive titles. If your strategy isn't great there are online blackjack games that payout better and give bonuses as incentives for more recreational casino players in Pennsylvania.

High payouts at Online Slots Games

The payout rates that we can see from playing slots at different online casinos vary. The RTP for online slot games at the best online casinos in Pennsylvania, for example, will offer an RTP% of around 96% or 97%. These online slot games will all be overseen by the Pennsylvania Gaming Control Board. Of course, several players want to hunt down the regular jackpot, or the higher volatility progressive jackpot slots.

Roulette Games with High Payouts

The Return to player percentage on American roulette with the double zero is around 94.6%, but that goes up to 97.3% on European roulette, which only has the single zero as the built-in house edge. The zero or double zero numbers are the house edge or "Vig" as they pay out 35 to 1 rather than the 36 to 1 you should get with a wheel including one zero. You lose -2.7% in expected value. French Roulette – which is available at several of the best Pennsylvania roulette sites – has a higher payout rate moving towards 98.65%, paid out as insurance and other money-back incentives. Shop around for the best-value roulette games.

Fast Payout Online Casino vs Best Paying

Pennsylvania casino payout percentages may differ but so do the speed of the payouts. It is extremely important that all the popular and new banking options, and deposit and withdrawal methods are in play when we register at a PA online casino. There's no point signing up for a PA online casino account with an excellent repertoire of games only to find out we have to go through hoops to get a withdrawal processed from a certain payment method at these PA gambling sites.

For more, check out these reviews:

Final Thoughts On The Best Paying Online Casinos

Always make sure to keep an eye out for responsible gambling resources and how dedicated the casino is to this area. Compulsive gambling is a real problem for a small minority but can't be overlooked by the online casino. Online slots can be addictive, especially those offering high payouts. 

Factors to take into consideration:

  • Return to player percentage
  • Staking and payout limits
  • Responsible gambling tools
  • Banking and payment methods
  • Progressive jackpots
  • Standard jackpots on online slots
  • Deposit bonuses and promos
  • Deposit and jackpot limits
  • Customer Service

Highest Paying Casino FAQs

Author

Bryan Nicholson

Bryan Nicholson is the author of "ANGLES & EDGES: A Journey through the Evolution of Golf Betting and the Markets" and owner of the handicapping service 'Nick's Picks'. The world-renowned golf betting expert gladly expands his expertise into covering other top markets like odds boosts and moneyline bets.

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